entrepreneur arena

make money online

I’m sure you have at least one friend, family member, or coworker who makes good money online. You could have assumed it was easy money. You can do it as well. However, when you try, you quickly discover how costly it can be to make money online and even people that promised to help you “make money online for free!”—had hidden agendas. They always had a catch somewhere or an investment you needed to make upfront.

You had to go through all that because you either didn’t know where to look and where to start or you wanted a shortcut to earn tons of money. 

There are no shortcuts to making money, and making money online is more challenging than you think.

More and more people are interested in learning how to make money online for free. They want to leave their boring, grueling, or otherwise undesirable jobs and work for themselves from the comfort of their own homes. And they want to achieve it without depleting their limited resources.

Today, we’ll teach you the simple and legitimate ways to earn money online that anybody can do. Be it a 40-year-old man, a 15-year-old school kid, or a retired person; We’ll look at 11 best ways to make money online in 2022, with no catch and no money required to get started.

How to make money online without spending anything

#1. Sell your skills on Fiverr

make money with fiverr

Fiverr is the best free online money-making site. This website allows you to make money by offering any service that you are skilled at. Starting with Fiverr is simple and intended for users like you who want to work from home and earn money.

There are numerous success stories on Fiverr, and you may find many ideas to help you get started if you search their marketplace. The best part is that it is free, making it one of the best methods to make money online with no investment.

#2. Become a virtual assistant

If you have a talent for organization and planning, becoming a virtual assistant is an excellent way to boost your income online. A virtual assistant’s responsibilities include managing social media pages, responding to emails, and answering phone calls on behalf of a company.

With the growing number of solopreneurs, virtual assistants are witnessing a surge in demand for their services. According to Indeed.com, the average hourly wage for a virtual assistant is $23.80. Apply for employment on Upwork, Indeed, or Virtual Assistant Jobs to get started.

Some virtual assistants have also found success by developing and marketing their own personal brands to entrepreneurs and startups. You can create a Facebook Business page and fill it with information that promotes your service. (Creating one is free; you may share it anywhere on the internet.)

#3. Become an Insurance POSP

Becoming a POSP (Point of Salesperson) is one of the best ways to make money online with no investment, no time limits, and from the comfort of your own home.

A POSP is an insurance agent who works with a company to market specialized insurance products online. As a POSP Agent, you can assist consumers in selecting the best insurance coverage for their specific needs.

  • Are there any prerequisites? – The only prerequisites for becoming an insurance agent are that you are over 18 and have finished Class 10. Following that, you must complete the IRDAI’s 15-hour mandatory training to obtain a General/Life Insurance license.
  • How much money can you make? – There is a lot of room for growth in selling various policies, and your revenue will be determined by the number of policies you sell. The more insurance you sell, the faster you’ll make a good income.

So, as long as you have a smartphone and a good internet connection, anyone with a sales aptitude can become a POSP Agent

#4. CoinTiply (Earn in Bitcoin)

make money with for free

Cointiply is a micro-tasking website where you may get paid to accomplish little tasks. These activities could range from:

  • Play video games
  • Install Applications
  • Taking surveys
  • View advertisements
  • Earn money by watching videos.

The best part is that you make money in the form of Bitcoin, which you can cash out on any Bitcoin exchange. 

#5. Do research online

Do you know how to use Google to find precise information? If so, there are numerous ways for you to earn money online for free.

Many businesses in many industries use online researchers to identify the most relevant and trustworthy sources of information for them. They then share that information with their clients to assist them in making sound business decisions. You can apply to work on their projects if you have a computer and internet access.

Here are a few companies that frequently want internet researchers:

  • 10EQS recruits industry experts who can conduct research and answer inquiries about their respective businesses. If you have considerable industry experience, you can apply to join 10EQS’s team of experts and work on actual research projects.
  • Wonder employs virtual researchers to find quality solutions to its clients’ questions. Gathering information, interpreting market patterns, and determining competitive landscapes are all possible tasks.

#6. Become a Transcription freelancer

As the volume of podcasts and video content grows, so makes the demand for workers to transcribe audio into text format.

Though artificial intelligence is becoming more popular as a technique for speech-to-text transcription, it is far from perfect. As a result, many businesses use transcriptionists to convert audio from films and spoken files into text.

 Some sites, such as Rev, allow you to work from home and earn money by doing Transcription freelancing.

The advantage of a freelancer transcriber is that. 

  • Most companies allow you to work as much or as little as you want, whenever you want. You choose which assignments you work on and set your own schedule.
  • Select from a wide range of projects that pique your curiosity. Their extensive customer base ensures a continual stream of freelancing opportunities.
  • Receive weekly payments via PayPal for all finished assignments. (e.g., Rev is punctual and reliable.)

This is another do-at-your-own-pace kind of work and is easily doable by anyone who understands and can write in English. The best part is you don’t need to invest anything upfront.

To be a successful transcriber, you must improve your typing skills. Your work must be error-free and simple for clients to understand. Begin with transcribing short audio files, so you’re ready to apply for jobs with transcription companies.

#7. Bitcoin and Cryptocurrencies

It’s 2022, and cryptocurrencies are undeniably here to stay.

Like the dot-com boom, cryptocurrencies are in their infancy, but if you put in the effort, you can make a lot of money.

The best aspect is that you can find most of the information online, and I urge you to spend the first few days learning as much as possible about cryptocurrencies before investing in them. Because the market is young and many individuals are entering it, you can expect significant growth in the following months or years.

I can’t explain how to make money with cryptocurrencies in a few lines, but here are some ideas:

  • participating in the launching of a new coin can make you a huge amount of money without any investment
  • Investing in cryptocurrencies (Investing in good projects)
  • Trading in cryptocurrencies

To better understand how cryptocurrency work read the Binance blog 

#8. Offer Article Writing Service

Bloggers and webmasters are constantly on the lookout for new and original content for their blogs and websites. All you need to become an article writer is decent writing skills and the ability to explore the internet for relevant material.

This is one of the top free online money-making opportunities.

The following is a list of websites that pay for writing:

Depending on the word count and quality, you will be paid between $2 and $100 per content. While negotiating a deal, you will be briefed on the quality of articles, niche, number of words, etc.

#9. Review websites and apps

Another free alternative to making money online is to review websites.

Some businesses pay customers and give them free things in exchange for leaving reviews on their websites. Other companies employ people to audit their website’s quality and performance.

You’ll normally look at a website’s functionality and how quickly it loads. Your earnings will be determined by the marketplace you work in and the testing procedures you employ. In most cases, if you’re willing to undertake one-on-one testing sessions with clients via video conference, you’ll earn more.

Here are some businesses you can work for:

  • Testbirds for digital product, store, and mobile app testing
  • UserTesting for app, website, and user experience testing
  • TryMyUI for impression and survey-based testing

There is no sign-up fee for any of these businesses, so you can start reviewing websites and collecting money immediately.

#10. Freelancing:

Freelance work is one of the most popular ways to earn money online, requiring no investment. All you have to do is find a few major websites and register as a freelancer. Then, share some example work with potential clients to showcase your expertise.

  • Are there any prerequisites? – If you’re skilled at writing, programming, editing, designing, etc., you can earn money online as a freelancer. Many businesses are increasingly outsourcing small jobs to freelancers these days.
  • How much money can you make? – As a freelancer, you can quickly discover high-paying gigs based on the type of work you offer.

Some of the best freelancing sites that provide legitimate jobs are as follows:

Note: Make an excellent profile that highlights your strengths and prior work. Request that folks leave a review when you have completed their work. This can help you establish yourself as a reputable freelancer on freelancing websites.

#11. Join an affiliate program

Do you have the marketing skills to advertise things properly? Join an affiliate program and earn money by advertising products, services, or brands across many platforms. You will be given an affiliate link to share with others when you are accepted.

When someone purchases a product or service after clicking your link, you will be paid a commission and credit for the recommendation. The affiliate program and the promoted product determine the commission payout—basic things on the Amazon marketplace will not pay much. Still, marketing digital services such as web hosting can make you hundreds or even thousands of dollars.

Contrary to popular opinion, affiliate marketing does not rely on blog promotions to earn money for a marketer. You may promote businesses and make money using social media accounts such as Instagram and Facebook.

#12. Start A Blog

If you enjoy writing and want to share your thoughts, emotions, or learnings with others, blogging is an excellent choice.

You don’t have to be a computer whiz to begin your online adventure.

Blogging allows you to write about whatever interests you. (Generally, the more niche the topic you choose, the better you will perform.)

You will build a loyal readership if you consistently publish high-quality blog content. 

#13. Launch a YouTube channel

make money with youtube

Have you ever considered becoming a YouTuber? You can start a new channel with your name or a custom name by checking into YouTube with your Google account. You can now record unboxing videos, product tutorials, and funny skits with nothing more than your smartphone. And creating a YouTube channel is completely free.

You’ll have various ways to make money as a YouTube channel owner. When you reach 1,000 subscribers, you can earn money by advertising on your channel (How many times have you spotted advertisements on YouTube videos? Until I learned about money-making opportunities via YouTube, I never knew a normal user like you and I could earn income by uploading videos on YouTube). To monetize your YouTube channel, you can also collaborate with brands on sponsored content, sell items, or become an affiliate.

Focusing on one niche is the secret to a successful YouTube channel.

#14. Become an online travel agent 

Where can you get the best flight deals and vacation packages? Consider working as a virtual travel agent from home.

Travel agents are compensated for assisting people in planning vacations and personal travel. Many people rely on travel agents to make their vacations easier because the logistics (connecting flights, lodgings, sightseeing excursions, etc.) can be stressful.

You do not need special training to work as an online travel agent. all you need is research and organizational abilities to create a seamless vacation for your clients within their specific budget. You can receive help by partnering with multiple companies to get discounts for your clients.

#15. Online Paid Surveys

This is the most typical way to make quick money. Let me now explain how internet surveys function.

Many survey companies generally compensate internet users for their thoughts or comments on popular items and services. They give away free products or services to contestants in exchange for trying their products.

If you’re looking for a fun way to make money online, consider signing up with a reputable survey company.

Here are a few websites that offer paid surveys:

  1. Swagbucks
  2. Prizerebel

However, before you register for any online survey program, make sure you read their Terms of Service, as many programs only accept participants from specified countries, such as the United States or Canada, and so on.

I recommend it as a last resort, as finding a trustworthy site that pays for surveys is difficult, and there are numerous scammers associated with paid surveys.

#16. Sell photos online

If you shoot photos regularly or have many images on your hard drive, you can sell them to stock agencies to get money. Every time someone downloads one of your images, you will be paid a commission—either a predetermined sum or a percentage established by the stock image site.

The following are the best websites to sell your images online:

You can make huge money by establishing a wonderful collection around a specific theme. The best thing is that every picture you upload can be sold multiple times, while some websites may demand you to make the images exclusive to their platform.

#17. Become A Broker For Webmasters And Website Owners

Another common way to make money is to assist someone in selling their website or domain. This is a massive business, and each successful sale can reward you anything from $20 to $20,000.

The commission is usually 10% of the selling price of a website or domain.

To do this, you can go to Flippa.com.

#18. Participate in focus groups

Do you enjoy expressing your thoughts and opinions to others? Participate in paid market research surveys and earn $50 per hour or more. Typically, focus groups are intended to determine people’s sentiments toward specific products, brands, or ideas. Participants may be polled on their thoughts on rival items or businesses.

Focus groups can be held in person or online, but they are normally free to participate in and pay well. Focus groups can be found in the following places:

A moderator is usually present in the group to guide discussions, take notes, and record the session. If you join one, you should be able to participate in online focus groups using video software on your smartphone, tablet, or computer.

#19. Become A Coach

Do you have a particular talent for inspiring others? If yes, you might want to think about becoming an online coach.

You can promote yourself as an online coach if you are an expert in small enterprises, website development, dating, or job skills.

You can sell your knowledge and expertise and then promote it on social media platforms such as Facebook and Twitter. The more social media followers you have, the easier it is to make money through coaching.

To achieve quick success, develop a website or blog on your area of expertise and then promote it on social media.

This is an excellent opportunity to share your expertise and abilities with others while still earning money from home. You may also meet some amazing individuals along the way.

#20. Offer social media consultancy

Do you know how to get Instagram, TikTok, or Pinterest followers? Promote yourself as a social media consultant to sell your expertise. Brands will contact you to collaborate on creative ideas, create videos, and more.

It’s a terrific way for people with social media abilities to make money because you can utilize your existing profile as your portfolio. Promote your portfolio by participating in digital marketing groups and forums. Also, remember to include a link in any outreach emails you send to agencies.


As we approach the year 2023, the chances to earn money online without investment are expanding—you might work as an affiliate, launch a YouTube channel, provide social media consulting, or sell your images online. It only takes a little effort and time to see the fruits of your labor.

However, finding easy but legitimate ways to earn money online can be difficult, as the internet is full of fake agencies, scams, and frauds.

These ways to make money from home online are time-efficient, making them ideal for students, stay-at-home moms, retirees, and others. These are excellent methods to boost your income even if you already have a job. So, why not take advantage of these chances to make extra income?